Car Finance (Asset Finance)
Drive Your Dream Car Today
Affordable Financing for Your Next Vehicle
Whether you're buying your first car, upgrading to a new model, or purchasing a vehicle for your business, our car finance solutions are designed to make ownership easy and affordable. We provide flexible and transparent financing options tailored to your budget, helping you get behind the wheel of your dream car faster.
View Our CarsKey Features of Our Car Finance
- Financing for both new and used cars
- Loan amounts from KSh 100,000 to KSh 5,000,000
- Up to 80% financing on the car's value
- Flexible repayment period from 9 to 36 months
- Quick approval process
- Competitive interest rates from 2.5% to 7%
- No CRB checks required
- Partnerships with major car dealerships
How Car Finance Creates Opportunity: Real Scenarios
The First-Time Car Buyer
The Opportunity
Situation: A recent graduate gets a new job and needs a reliable car for their commute.
Challenge: They have a stable income but lack the large sum needed for a down payment and purchase.
Flexible Car Finance
Action: They apply for our Car Finance, getting up to 80% of the car's value financed with a low-interest rate.
Result: They purchase a reliable, fuel-efficient car with affordable monthly payments, starting their career on the right foot without draining their savings.
Upgrading for a Growing Family
The Opportunity
Situation: A family with a new baby needs to upgrade from their small hatchback to a more spacious and safer SUV.
Challenge: They don't want to sell their current car privately and want to avoid the hassle of a large upfront payment.
Trade-in & Finance
Action: We finance the purchase of a family-friendly SUV and help them trade in their old car to cover the down payment.
Result: The family gets the safe, spacious vehicle they need with a simple, all-in-one transaction and a manageable monthly payment plan.
The Business Expansion
The Opportunity
Situation: A small catering business is growing and needs a delivery van to expand its service area.
Challenge: Buying a new commercial vehicle is a significant capital expense that could impact their operational cash flow.
Strategic Asset Finance
Action: We provide asset financing for a new delivery van with a flexible repayment schedule that aligns with their business income.
Result: The business increases its delivery capacity, expands its market reach, and grows its revenue, with the van paying for itself over time.
What You'll Need
To get started with your car finance application, please have the following documents ready. This will help us process your application faster.
Application Requirements
- Certified and verified current vehicle logbook (for the car being financed)
- Copy of your National ID & KRA PIN
- Six months of bank or M-Pesa statements
- Proforma invoice for the vehicle being purchased
- Comprehensive insurance quote (mandatory for loans above KSh 500,000)
Our Simple Financing Process
Choose Your Car
Select a car from our inventory or any of our partner dealerships.
Submit Your Application
Provide us with the required documents for a quick credit assessment.
Drive Away
Once approved, make your down payment and drive home in your new car.
Frequently Asked Questions
Let's Get You on the Road
Ready to find the perfect car with a payment plan that works for you? Talk to our financing experts today.
Inquire About Car FinanceContact Us
Have questions or want a quote? Fill out the form below and one of our experts will get back to you.